Tesco Pet Insurance Review – Is It Good Value For Money?

Tesco have a reputation for providing great value for money for their clients, as well as a signicant range of choice. That carries over into their financial services products, and we take a look at why Tesco Pet Insurance has become one of the most popular policies in the UK for the protection of animals. For those folks who have made use of a vet, the bills at the end can be eye-watering in most cases, and this type of cover helps with that.

Tesco Pet Insurance

Tesco Pet Insurance comes in 4 distinct levels: Premier, Extra, Standard and Accident & Injury. Here is what is covered in each case:

Premier

Premier is the top level of cover and insures against the following:

  • Total vet fees limit of £7,500 or £10,000 per year, reinstated annually if policy renewed, to give you ongoing cover.
  • Lost pet cover up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
  • Your vet fee limit also includes cover for treatment by a referral vet.
  • Dental fees for illness and accidents are covered in your annual vet fees, when your pet has had an annual check-up and any recommended treatments carried out.
  • Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
  • 24 hour access to a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • Choice of fixed excess from £60 for each illness or accident per policy year.

Extra

Extra is the next level down and insures against the following:

  • Vet fees for each eligible illness or injury of up to £4,000 or £7,500, until your vet fee limit is reached.
  • Lost pet cover up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
  • Your vet fee limit also includes cover for treatment by a referral vet.
  • Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
  • 24 hour access to a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • Choice of fixed excess From £60 for each illness or accident.
  • Dental cover if a result of an accident.

Standard

Standard Cover helps provide you peace of mind should your cat or dog need veterinary treatment for accidents and illnesses.

  • Cover of up to £3,000 for vet fees for each eligible illness or accident for up to 12 months from the first date of treatment.
  • Lost pet cover up to £1,000 to advertise for your pet (including up to £200 which can be used for a reward).
  • Your vet fee limit also includes cover for treatment by a referral vet.
  • Protection for puppies and kittens at least 8 weeks old, with no maximum age limit for vet fees.
  • 24 hour access to a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.

Accident & Injury

Accident & Injury offers basic protection if your pet is injured in an accident. Here are the levels of cover for this Tesco Pet Insurance:

  • Vet fees limit of up to £3,000.
  • Insurance for puppies and kittens at least 8 weeks old, with no maximum age limit.
  • Your vet fee limit also includes cover for treatment by a referral vet.
  • 24 hour access to a UK helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • Choice of fixed excess From £60 for each illness or accident.
  • Dental cover if caused through an accident.
  • Alternative treatments such as physiotherapy, homeopathy or hydrotherapy.

Conclusion – Tesco Pet Insurance

Once again Tesco delivers a great choice of product at a decent price. There are 4 distinct levels of cover for your beloved cat or dog, giving you peace-of-mind if you ever need to make use of a vet. The insurance is also defacto 5-star-rated, which is the highest possible, so it is a good combination.

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