More Than Pet Insurance Review | A Good Option for Your Pooch?

More Than are part of The Royal Sun & Alliance plc, so are a big name in the UK insurance industry. They typically offer good value for money and a wide choice to their clients. What we like about them is that they have a high payout record, which is important when it comes to really needing the insurance most. Here we review More Than Pet Insurance to see if the trend continues.

more than pet insurance

 

More Than Pet Insurance comes in 4 levels, with each one offering different rates of cover:

Accident Only

This is the lowest level of protection where your pet will be protected from unexpected mishaps. You’ll be able to claim vet fees for a period of 12 months from the treatment for an accident or until the vet fees limit is reached. It includes:

  • Vet Fees limit of £2,500
  • Third Party Liability (for dogs)
  • Accidental Damage

Basic

Your pet will be covered for accidents or illness for 12 months, from the point of treatment or until the vet fees limit you have chosen is reached. The plus-points are:

  • Vet Fees limit £1,500 or £3,000
  • Third Party Liability (for dogs)
  • Accidental Damage
  • Emergency Boarding
  • Complementary Treatment Cover

Classic

Your pet will be covered for accidents or illness until your chosen vet fees limit is reached. The benefits are:

  • Vet Fees limit £4,000 or £8,000
  • Third Party Liability (for dogs)
  • Accidental Damage
  • Emergency Boarding
  • Lost and Found Cover
  • Pets Abroad Cover
  • Complementary Treatment Cover

Premier

This is a lifetime policy that is rated 5 Stars by Defaqto. It will protect for all accidents or illness up to your chosen vet fees limit, for each year that the pet is insured. The standard benefits are:

  • Vet Fees limit £4,000 or £12,000
  • Third Party Liability (for dogs)
  • Accidental Damage
  • Emergency Boarding
  • Lost and Found Cover
  • Pets Abroad Cover
  • Complementary Treatment Cover

Other More Than Pet Insurance benefits:

  • Multi-pet discount. Get 10% off each animal on the policy.
  • Easy claims service.
  • 24/7 veterinary advice service by phone.

Conclusion More Than Pet Insurance

More Than have a reputation for providing decent value for money and a large product range to their prospects and clients. In addition, they have one of the higher payout rates in the industry, which is important when considering a provider. With their pet insurance, it is the same again. There are 4 levels of cover, which can be tailored individually to satisfy any requirement and budget.

Plus, they have an easy claims service, which can be direct from the vet if required. They have a helpline which offers advice night or day, in addition to offering a multi-pet discount. All-in-all, this is a great option for your beloved pet.